If you’re planning on spending a significant amount of money on an addition to your home, then you’re going to want to make sure that it’s insured. Failure to insure your investment means that if the worst happens, you’ll lose everything that you spent on it in the first place.

Thankfully, you can insure your folding doors by adding them to your existing homeowner’s insurance policy. Depending on your specific policy details, this could insure them against theft, vandalism, natural disasters, freak accidents, or all four!

If you’ve recently installed a folding door system in your home or if you’re thinking of installing one sometime soon, then making sure they’re covered by insurance should be a top priority. In today’s post, we’ll show you how to obtain folding door insurance and explain why it’s so important.

How To Add Your Folding Doors To Your Home Insurance Policy

Adding your folding doors to your home insurance policy is pretty straightforward. All you need to do is call your insurer and speak with an agent. They’ll ask you some basic questions about the cost and value of the doors, do a bit of demographic research on burglary rates, insurance claims, and weather patterns in your area, and then add the doors to your existing policy.

You don’t have to purchase separate insurance or deal with multiple policies. Instead, your existing policy will just increase incrementally. All in all, adding your folding door system to your policy shouldn’t take any longer than 5 or 10 minutes spent on the phone.

Why It’s Important To Add Folding Doors To Your Insurance Policy

If you’re like many readers, then you’re probably questioning whether or not you really need to add your doors to your policy…

We’re all for saving money, but this is one area where you shouldn’t skimp on. When you consider your total investment in an expensive folding door setup, the small addition to your home insurance policy is well worth having your doors covered against worst-case scenarios.

Burglary/Vandalism-Related Damage

Let’s just say that you come home from work one evening to find that somebody smashed through your glass folding doors with a baseball bat or threw a brick through the glass. The glass itself is often the most expensive part of the system, and it can cost well over $1,000 per pane to replace the vandalized glass if the doors weren’t covered by your home insurance policy.

Storm Damage and Natural Disasters

If you live in an area that’s prone to hail, flooding, or heavy storms, you’ll want to ensure that your doors are 100% covered against anything that could happen. As long as your home insurance policy covers storm damage and you add your doors to the policy, then you’ll never have to worry.

Does Folding Door Insurance Cost A Lot?

Most of the time, getting your folding doors covered by your home insurance policy shouldn’t cost more than a few dollars extra per month. Of course, this will vary depending on your particular insurer, your history of claims, your deductible, and more. However, it shouldn’t be a dramatic increase, which means there’s no reason not to get your doors insured!